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调查:印度45%的购房者觉得房贷利率太高了

45% of home buyers think interest rates too high: Poll

调查:45%的购房者觉得利率太高了

PUNE: Almost half the prospective home buyers do not take a decision to buy a home because they think the interest rates are too high, revealed a consumer poll by Magicbricks.

“For 45% of prospective home buyers, rising interest rates for home loans remains an impediment in buying their dream house,” the real estate portal said.

Magicbricks的一项调查披露,几乎一半的潜在购房者,觉得利率太高而决定不买房。

这家房地产门户网称,“对45%的潜在购房者来说,不断上涨的房贷利率,仍然是他们实现买房梦的阻碍。”

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印度时报读者的评论:

原创翻译:三泰虎  http://jblasi.com/45495.html

外文:https://timesofindia.indiatimes.com/business/india-business/45-of-home-buyers-think-interest-rates-too-high-poll/articleshow/64888365.cms

Radiance 10301 TEJAS PANDIT-Mumbai-14 hours ago
Interest rates are certainly high, but again -- Exorbitantly expensive property prices only make debt super-expensive. I applied for INR 5 million home loan with Kotak, Baner branch, Pune. It was rejected despite my income crossing INR 1 million, and squeaky clean credit score of 816. Why was it rejected -- My employer company is of very small ticket size of Rs. 10 crore, my job stability is a problem.

利率太高了,那么高的房价,贷款负担很重。我上次申请500万卢比的房贷,虽然我收入超过100万卢比,可还是被银行拒绝了。

为什么被拒绝了,因为我上班的公司太小了,工作稳定是一个问题。

 

REPLY1 1 FLAG

Balaji Balu1344 Balaji Balu-15 hours ago -Follow
Actually these financial institutions are fleecing money in the form of interest rates,desha seva,Desh bhakti,FRDI bill by Modi and BJP-a decision to save Fraudster favouring Banks which went bankrupt by lending Vijay Mallya,Nirav Modi like people.Modi and banks are trying to confiscate hard earned money from Indian citizens to lend it to Vijay Mallya,Nirav Modi like people.Bhakts are shameless.They don''t accept defeat of Modi.

那些金融机构是在通过利率来褥羊毛啊。

莫迪和银行这是要没收印度公民的血汗钱啊

 

Shanta Kumar3063 Shanta Kumar-16 hours ago -Follow
One more thing missing here is, traps in the home loan repayment conditions imposed and interest rate sudden spikes by financial institutions

有一点没有提到,那就是房屋贷款还款条件,以及金融机构的利率突然上涨

 

Free Spirit571 Free-4 hours ago -Follow
its a new way to recover money looted by ppl like nirav modi and mallya...

Sane Voice10014 Sane-5 hours ago -Follow
It looks like people expect almost interest free loan! Let them vote for Pappu and Chindi parties.

看来人们希望无息贷款啊!你们还是投票给拉胡尔吧。

 

REPLY0 0 FLAG

Vipin Valsarajan Vipin-5 hours ago -Follow
If we take a home loan we end up paying double.. For example 40lakh home loan will cost us 80lakh with interest so better stay away from loan.

贷款买房的话,最终支付的钱会是房价的两倍。比如400万卢比的房贷,最终加上利息,你要偿还银行800万卢比呢。

所以,能不贷款就别贷款

 

REPLY0 1 FLAG

Narasarao19925 narasarao-Hyd-10 hours ago -Follow
Give them interest free loans!

为他们提供无息贷款啊!

 

REPLY0 0 FLAG

Siddharth237 Siddharth-Thane-12 hours ago -Follow
Coz loan interest rates r very high, look at other developing or developed nations. Buying a house is a necessity. Atleast goverment/banks can offer lower interest rates when someone is buying his or her first property. No doubt required verifications should be done. Anyways it should not be a problem, as most of us have linked Aadhar.

贷款利率很高,看看其他发展中国家,看看发达国家。

买房是必须的。刚需买首套房子的话,政府应该提供低利率。

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